How do our cash loans work?

cash-loan-criteriaAn urgent, short-term financial solution

Cash Loans Now does exactly what the name suggests.

We specialise in fast, small cash loans that can help when something unexpected arises and you don’t have the funds to cover it. Being in a situation where you don’t have the money to pay for something urgent can leave you feeling stressed. Cash Loans Now wants to help you avoid that feeling by providing a fast, easy and proven cash relief service that could help deal with your short-term cash emergencies.

Cash Loans Now will calculate your repayment amounts using our internal risk management system that helps to ensure you can affordably pay back what you borrow.

It’s as easy as 1-2-3 !

  1. Complete the online loan application form – the loan agreement will then be presented to you via email.
  2. Once you read over and accept it, send your supporting documentation through to us;
    • Bank statements going back 3 months from today’s date
    • Proof of address no older than 3 months
    • Proof of ID (NZ driver’s license or a passport)
  3. If your application is approved, we can pay the money to you overnight or in as soon as 30 minutes* after the final approval (*conditions and a small fee apply – please refer to the loan application form for timing of funds to you and any fees involved).

How do I qualify for a cash loan?

It’s easy to qualify:

  • You need to be employed and earning at least $350 a week (after tax) excluding government benefits.
  • Past bad credit may be fine as long as you are not currently bankrupt.
  • You need to be at least 18 years old and a NZ resident/citizen.
  • Your pay needs to be deposited in to your own NZ bank account which has been open for at least 3 months.
  • You need to have been employed for at least 3 months.

If you meet the above criteria and want to start the loan process now, click Apply Now.