How do our cash loans work?

cash-loan-criteriaAn urgent, temporary financial solution

Cash Loans Now does exactly what the name suggests.

We specialise in fast, small cash loans that can help when something unexpected arises and you don’t have the funds to cover it. Being in a situation where you don’t have the money to pay for something urgent can leave you feeling stressed. Cash Loans Now wants to help you avoid that feeling by providing a fast, easy and proven cash relief service that could help deal with your temporary cash emergencies.

Cash Loans Now will calculate your repayment amounts to ensure you can affordably pay back what you borrow.

It’s as easy as 1-2-3 !

    1. Complete the online loan application form – the loan agreement will then be presented to you via email.
    2. Once you read over and accept it, send your supporting documentation through to us;
      • Latest 90 – 180 days of Bank Statements
      • Proof of Address no older than 3 months
      • Valid Photo ID (Passport, NZ Driver Licence or Firearm Licence)
      • Selfie of you holding your photo ID
    3. If your application is approved, we can pay the money to you overnight or in as soon as 30 minutes* after the final approval.

*Conditions, timings and a small fee apply.

How do I qualify for a cash loan?

It’s easy to qualify:

  • You need to be earning at least $350 a week (after tax).
  • You need to be at least 18 years old and a NZ resident/citizen.
  • Your income needs to be deposited into your own NZ bank account which has been open for at least 3 months.
  • You have little or no failed payments.
  • You have no patterns of gambling or large cash withdrawals.
  • You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order.
  • You have access to the Internet and a mobile phone.

If you meet the above criteria and want to start the loan process now, click Apply Now.